Nevada's Trusted Insurance Agency Since 2009

Nevada Insurance That Fits Your Life

Compare quotes from 15+ top carriers in minutes. Local Las Vegas agents ready to help. Save up to 40% by bundling auto, home, and life insurance.

15+
Top Carriers
10,000+
Happy Clients
4.9
Google Rating
Trusted Partners

We partner with 25+ top-rated carriers

As an independent agency, we compare rates from multiple carriers to find you the best coverage at the lowest price

State Farm Progressive Geico Allstate USAA Liberty Mutual Nationwide Farmers Travelers American Family
25+
Insurance Carriers
5K+
Happy Clients
4.9
Google Rating
100%
Licensed & Insured

We're an independent insurance agency, which means we work for you — not one company. We compare rates from 25+ carriers to save you time and money, ensuring you get the right coverage at the best price.

Compare Rates Now

Free quotes in 5 minutes • No commitment required

What's your goal today?

Choose what matters most to you and we'll help you get there

Trusted by over 15,000 Nevada families

Coverage that protects your world

Choose the protection that fits your life and budget

Bundle multiple policies and save up to 25%

Combine home and auto, add renters or business coverage, and watch your savings grow

See bundle savings
Our Track Record

Trusted by Nevada families

We've been helping people protect what matters most for over a decade

15,000+

Nevada Clients Helped

Families and businesses protected

A+

Customer Support Rating

Top-rated service excellence

98%

Client Satisfaction

Customers would recommend us

15+

Years of Service

Trusted expertise since 2009

Client Testimonials

What Nevada Families Say

Real reviews from real Nevada clients we've helped protect

"I was paying over $200/month with my old company. Valley West Insurance found me a better policy with more coverage for just $110/month. Saved over $1,000 this year!"

CR
Carlos R.
Las Vegas, NV

"I always thought life insurance was too expensive, but Valley West found me a $500,000 policy for just $35/month. Now I have peace of mind knowing my family is protected."

MT
Michael T.
Henderson, NV

"I called Valley West Insurance after needing a new policy. I spoke with Lizeth and she was very kind and helpful. I saved over $300 a month. Excellent service!"

LS
Lori S.
Las Vegas, NV
4.9
Google Rating
500+
Client Reviews
98%
Satisfaction Rate
15,000+
Happy Clients

Confidence comes with learning

Everything you need to know about insurance, simplified

Nevada Specific

Nevada Insurance Requirements & Laws

Understanding Nevada's unique insurance requirements is essential for staying legal and protected

Nevada Auto Insurance Requirements

State-mandated minimum coverage

1

Bodily Injury Liability

$25,000 per person / $50,000 per accident

2

Property Damage Liability

$20,000 per accident minimum

3

Proof of Insurance

Must carry insurance card at all times or face fines up to $1,000

Important: These are minimums. We recommend higher coverage for better protection.

Learn more about Nevada auto insurance

Nevada Homeowners Insurance

Protect your Nevada home

Desert Climate Protection

Coverage for dust storms, extreme heat damage, and monsoon-related issues

Wildfire Coverage

Essential for homes near Mt. Charleston, Lake Tahoe, and rural areas

Flash Flood Protection

Critical for low-lying areas prone to sudden flooding during summer storms

Earthquake Coverage

Optional but recommended for properties in seismically active zones

Pro Tip: Bundle home and auto insurance to save up to 25%

Get Nevada home insurance quote

Why Nevada Drivers Need Different Coverage

Nevada's unique climate, terrain, and laws mean you need insurance that's tailored to Silver State living. Our local expertise ensures you're properly covered.

Extreme heat can damage vehicles and property
Monsoon season brings sudden flash floods
Wildfire risk in mountain and rural areas
High tourist traffic increases accident risk

Nevada Quick Facts

41st
Most Expensive Auto Insurance State
2.8M
Licensed Drivers in Nevada
$1,485
Average Annual Auto Premium
25/50/20
Required Minimum Coverage

Online and on your side

Fast, simple quotes

Compare rates from 15+ carriers in minutes, not hours

Real people ready to help

Licensed agents available by phone, chat, or email

Discounts & bundling options

Save up to 25% when you bundle home and auto

Digital-friendly process

Get quotes, file claims, and manage policies online 24/7

Get started
Real estate agents shake hands after the signing of the contract agreement is complete.

Smart tools for smarter decisions

Use our calculators and comparison tools to find the perfect coverage

Insurance Tools & Calculators

Get personalized recommendations based on your unique situation. Our smart calculators help you determine exactly how much coverage you need.

  • Coverage amount calculator
  • Multi-carrier rate comparison
  • Bundle savings estimator
  • Deductible optimizer
Start calculating

Home Replacement Cost Tool

Calculate the cost to rebuild your home and ensure adequate coverage

Why Valley West Insurance?

Local expertise, personalized service, and unbeatable value for Nevada families

Nevada Experts

Local agents who understand Nevada's unique insurance landscape and regulations

Compare & Save

We shop 15+ carriers for you to find the best coverage at the best price

Fast & Easy

Get quotes in minutes online or speak with an agent who can answer all your questions

Bundle & Save

Combine auto, home, and other policies to save up to 25% on your premiums

24/7 Support

Round-the-clock claims assistance and customer service when you need it most

Licensed & Trusted

Fully licensed Nevada insurance agency with a proven track record of excellence

Frequently Asked Questions

Quick answers to common questions about insurance in Nevada

Still have questions? We're here to help!

Ready to get your personalized quote?

Compare rates, bundle and save, or speak with a licensed agent. Get started in minutes.

Get my free quote

Fast • Secure • No commitment required

Licensed & Insured
4.9/5 Customer Rating
15,000+ Families Served